How bonuses are taxed in 2026
Bonuses count as supplemental wages. When your employer pays one separately from your regular pay, it can withhold federal income tax at a flat 22% (37% on the part of supplemental wages over $1 million in a year). Social Security (6.2%), Medicare (1.45%) and any state tax also apply.
Example
A $5,000 bonus in Texas: $1,100 federal (22%), $310 Social Security and $72.50 Medicare, so you keep about $3,517.50. In a flat-tax state, take off that state's rate as well. In Illinois that's another $247.50.
Is 22% what I'll actually pay?
Not necessarily. It's withholding. If your real top rate is 12%, part of that 22% comes back when you file. If it's 24% or more, you may owe a little extra.
The other method
Some employers add the bonus to a regular paycheck and withhold on the total as if you earned that much every period. That check can look even more heavily taxed, but it evens out on your return.
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General information, not tax advice.